Trading on the Ghana Stock Exchange opens with MTN Ghana leading market momentum, even as financial stocks and weaker liquidity raise concerns about the durability of the rally.
Africa's SME banking segment is projected to grow at 8% CAGR through 2030, as digital payments, mobile money, and fintech innovation unlock credit for millions of previously underserved businesses.
African banks delivered a return on equity of 19% in 2024, far outpacing the global banking average of 10%, driven by high interest rates, loan growth, and foreign exchange gains, according to a new McKinsey report.
Stanbic Bank Ghana posted a 38.4% rise in profit after tax in 2025, driven by strong trading income, improved asset quality, and diversified revenue growth.
Historic Earnings Signal New Phase of Growth
Ghana’s inflation rate eased to 3.2% in March 2026, the lowest since 2021, despite global fuel price pressures and rising service costs.
OmniBSIC Bank Ghana has posted a 104% rise in profit before tax for 2025, with strong growth in assets, deposits, liquidity and capital adequacy.
First National Bank Ghana reported GH¢106.8 million profit after tax in 2025, supported by stronger income, deposit growth, improved capital, and lower bad loans.
Government has set an initial pricing guidance of 12%–12.5% for its new 7-year cedi bond as Ghana returns to the domestic bond market for the first time since 2022.
Finance Minister Cassiel Ato Forson says Ghana has signed its 11th bilateral debt restructuring agreement with EXIM India as government pushes debt sustainability reforms.
S&P Global Ratings has affirmed Ghana’s sovereign credit rating at B-/B with a stable outlook, citing fiscal reforms, stronger reserves, and improving external balances.
GCB Bank ended 2025 with stronger capital, lower bad loans and a 215.7% rise in share price, as its new medium-term strategy begins to reshape the business.